This calculator helps to determine the tax advantages of owning a home. The Financial Analysis results show side-by-side breakdowns of first year and total tax savings.

To use the calculator, enter the following information:

Property Information: Home Value and Years Before Sell.
Loan Information: Amount (of mortgage), Interest Rate and Length (in years), Points and Closing Costs.
Tax and Insurance Information (choose dollars or percentage): Annual Taxes, Annual Insurance and Annual PMI.
Your Tax Rates and Deductions: Tax Rate, State Tax Rate and Deductions.

The calculator will compute the following information:

Amount Financed	Total Monthly Payments
Monthly Principal and Interest	Interests and Points
Monthly Real Estate Taxes	Total Property Taxes
Monthly Insurance	Total Deductions
Loan-to-Value Ratio	Tax Savings
Months with PMI	Average Payment After Taxes
Monthly PMI

The calculator can also produce a PDF output file for download, and you can click the check box to view the Schedule Table for the time frame selected. The Schedule Table fields include: Number (of payment month), Interest, Principal, Tax Savings, PMI and Balance. It also shows totals for every field after each year of the mortgage.